Veronica’s Insurance is a California based company with more than 10 years of experience and 15 locations in Southern California. Veronica’s Insurance has the lowest rates in the market and it offers a variety of coverages and companies for any driver.
Visit any one of its 15 locations in California for your insurance needs, talk to one of its friendly representatives and they will be able to assist you in finding the right policy for your auto, home, motorcycle, and commercial i
what is insurance options in Veronica’s Insurance Company?
Car insurance is a legal requirement in California and it must comply with the law to avoid serious problems in case of an accident.
If you are shopping for affordable car insurance, look no more! Veronica’s Insurance offers the lowest rates in the market, DUI? Suspended License? Tickets? Accidents? No problem. Veronica’s Insurance has a solution for you. Its specialist will craft the perfect program to satisfy all your insurance needs.
Here is some valuable information you will need to know when buying your auto insurance policy. Car Liability coverage is the most common insurance people ask for. The minimum amount of liability insurance you must have on your policy is:
$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
There are several other types of coverages available to you, at the time of purchase, please ask your Veronica’s Insurance representative to advice you which is the best option for you.
• Comprehensive coverage: This coverage insures you against damages that might occur to your car that do not involve traffic accidents such as theft-related damage.
• Collision coverage: This insures you against damages to your car that occur as a result of a traffic collision such as an accident with another driver.
• Uninsured/Underinsured motorist coverage: According to the latest statistics from the California Department of Insurance (CDI), in 2004, 14.43% of California drivers had no car insurance. Uninsured/underinsured coverage can cover damages caused by one of these drivers.
Proof of Insurance
Veronica’s Insurance will provide immediate proof of insurance after buying your policy through us and you must carry this in your car at all times. This proof will avoid tickets in case you get pulled over and provide valuable information in case of accident.
At Veronica’s Insurance home insurance policies can be designed to reflect your property values and taste for risk. Some of the options are:
• Which property to cover: the structures, the contents, or even specialty items.
• Valuation of property: You can choose between replacement cost coverage, actual cash value (replacement cost less depreciation), or in some cases, a stated amount of value on specific items.
• Perils Insured against: You can choose bundles of perils causes of damage, for example fire which best suits your tolerance for risk. Essentially, for a lower premium, you can choose to name the perils covered, but then in a claim instance, you must prove the cause of loss covered by the policy. Or, you can choose “all risk” with exceptions such as government interventions, nuclear war, or termites and other inherent vices. In the “all risk” case, the company must prove the peril is not covered by an exclusion.
• Deductibles: You can choose the amount of loss you are willing to pay. As the deductible increases, the premium decreases.
• Liability limits: You can increase the liability limits on your homeowners policy or you can choose to buy an umbrella policy to increase your overall protection. Veronica’s Insurance experts can help determine how much liability is adequate.
• Medical payments: This covers medical bills for anyone injured on your property. It is a no fault coverage and no one has to sue you to get the medical attention they may need. You have many options to choose.
Motorcycle insurance requires careful attention to detail.
Can I insure my motorcycle on my automobile policy?
No you need to purchase specialty insurance. Motorcycle coverage is similar to automobile insurance in format; however, insurance companies evaluate the risk differently.
The specialists at Veronica’s Insurance match the best insurance coverage to your specific equipment and needs..
You should consider each of these features when choosing motorcycle insurance:
Liability Insurance covers damage to other people’s property and injuries to others arising out of your operation of a motorcycle.
Collision coverage reimburses you for damage to your motorcycle when you either wreck it, overturn it, or someone else damages it and does not pay for the damage.
Uninsured motorist coverage acts as the at fault uninsured or underinsured motorist’s insurance policy on your behalf when someone harms you or damages your bike in an accident.
One example is a hit and run incident; your company pays you as though they were the other driver’s insurance carrier. Other than collision coverage, sometimes incorrectly called comprehensive, reimburses you for damage to your motorcycle when other perils occur such as fire, hail, hitting an animal, or theft.
Medical payments is a no fault coverage which pays medical bills for passengers or bystanders that are injured as a result of your ownership of the motorcycle.
For example: the bike falls over on a pedestrian, scraping their leg. Safety apparel coverage pays for damage to helmets, leathers, gloves and any other safety-wear damaged in an accident. Other equipment coverage is available for optional electronics, gear, and miscellaneous stuff associated with your bike. Towing and roadside assistance.
Trailers not covered by your automobile coverage. Motorcycle insurance requires careful attention to detail. Ask your Veronica’s Insurance expert for help in choosing the correct coverage for you
Veronica’s Insurance can help you protect your assets and comply with commercial regulations.
The main commercial insurance coverage: Workers’ Compensation protects employees from on the job injuries and illnesses.
The policy pays directly for medical bills, rehabilitation from injuries, and lost wages. Commercial General Liability covers losses due to negligence, products, completed operations and premises of the business. Business Automobile coverage insures against negligent operations of business owned automobiles by owners or employees. Professional liability insures against errors or omissions by the business in its professional capacity to give advice, engineer properly, consult, plan or otherwise render services.
Lawyers, doctors, engineers architects, even insurance agents need this coverage. Umbrella liability adds layers of liability protection above the underlying automobile, general, professional, and even employers liability under workers’ compensation.
Sounds pretty complicated so far, right?
It is and that’s why the professionals at Veronica’s Insurance help you design and implement the best combination of policies for your protection.
Let’s look at the property you might want to protect: Building Equipment, Personal property like desks, sofas, chairs, conference tables, computers and other electronics.
Data Money, cash, securities, valuable papers, heavy construction equipment. Each of these forms of valuable property, your assets, have a unique way to insure their value.
When you own and operate a business of any size, you’re faced with many different types of liability on a daily basis. Each time you produce and sell a product, provide a service or interact with a customer, you are making your company vulnerable to potential lawsuits.
To protect your assets and reputation, it’s wise to purchase an extensive business insurance policy, such as the coverage offered by Veronica’s Insurance.
Types of Business Insurance as a business owner, you can purchase three primary types of business insurance policies: products liability insurance, professional liability insurance and general liability insurance.
Depending on the nature of your business, you may need one or more of these policies for adequate protection.
These coverage types are described in more detail below.
• Products liability: Products liability insurance protects you against claims from consumers who sustain injuries when using your products. Coverage amount vary based on the nature and size of your business.
• Professional liability: Professional liability insurance protects your business against claims of negligence, omissions, errors or malpractice. In some industries, you may be legally required to carry this type of coverage.
• General liability: General liability insurance is the most basic insurance coverage you can purchase for your company. It will protect you from claims of injury on your property, advertising issues and property damage.
For many businesses, general liability insurance is the only required policy.
Regardless of the type of business you operate, business insurance is an important investment.
Without the proper coverage, everything you have worked so hard to build is at risk.
If you need to purchase an insurance policy to protect your company, consider purchasing coverage from Veronica’s Insurance.
If your employees operate company owned vehicles, you may also benefit from Veronica’s Insurance .
Veronica’s Insurance can provide your company with coverage for cars, trucks, vans and any other vehicles you operate.
boat insurance might be the last thing on your mind. But it shouldn’t be! Just like a home or a car, your boat represents a significant investment an investment that you’d never leave unprotected.
Similarly, boating exposes you and your guests to a number of risks, such as: Damaging others’ property, Sustaining damage to your own property, Causing bodily injury to others.
Veronica’s Insurance protects you from liability claims and from damages caused by uninsured boaters, providing you with the peace of mind you need to relax and enjoy the water.
Many states require boaters to carry a minimum amount of insurance on their watercraft and, if your boat’s not fully paid for yet, your lender may require your boat to be fully insured.
But even if it’s not required, protecting your boat, your guests, and yourself with boat insurance just makes sense.
Veronica’s Insurance offers a number of flexible, comprehensive policies to meet your needs.
Veronica’s Insurance works with a range of carriers who provide protection for a number of different watercraft and boats, including: Powerboats Sailboats Sport-fishers Trawlers Houseboats Air boats Ski boats Pontoons Yachts Personal watercraft.
Our policy options protect more than just your boat, too.
Our boat insurance plans may cover many different types of loss, including: Liability Medical payments Uninsured boaters Legal defense costs Physical damage Whether you use your boat for fishing, water skiing, cruising or racing, you probably can’t imagine your life without it so keep your favorite toy safe with Veronica’s Insurance.
Veronica’s Insurance is there to provide quality RV insurance. If you own or rent a recreational vehicle in California, it is important that it be insured, just like your automobile.
Veronica’s Insurance is there to provide quality RV insurance just like it do for your everyday vehicle.
Depending on how your RV is used there are different requirements and recommendations that the state of California suggests.
The state has provisions regarding whether or not your RV is parked in a single location, or is mobile and ready to travel.
They also take into account whether you own your recreational vehicle outright, or if you are renting or financing it. All these requirements can be confusing, especially when you just want to enjoy your RV.
But Veronica’s Insurance knows exactly what type of insurance you need to comply with those requirements, and will work with you to get the best deal possible. Of course, while minimal coverage keeps you covered with the state, comprehensive coverage is the best option.
By speaking with a Veronica’s Insurance representative, you can see many reasons to invest in quality coverage that will keep your RV protected in the case of storm damage, vandalism, theft, or fire damage.
There are also options such as roadside assistance and vacation liability. No matter what your insurance needs may be Veronica’s Insurance agents take the time to look at you as an individual to find the perfect fit.
Veronica’s Insurance is committed to keeping Californians insured. Since 2007, it has formed strong relationships with our customers and take pride in our personalized service approach.
While larger commercial insurance customers may tell you about all the standard deductions and can plug in all the numbers, at Veronica’s Insurance, it knows there’s nothing standard about an RV owner, and it takes the time and effort to look at your specific situation in order to find the perfect coverage fit at the the lowest rate possible. Veronica’s Insurance.
Renters insurance will protect the following:
• Your belongings
• Your place & your guests from an accident
• Hotel expenses in case of damage repair
The insurance policy purchased by your landlord will only protect the property and not all your belongings acquired with hard work.
A renters insurance policy can cover it all from clothes,furniture to electronics and more.
You can be reimbursed for what they cost to buy new, not their depreciated value. Isn’t that awesome!
People who are hurt in an accident being at your residence will get the care they need; damage caused is repaired.
You will only pay a portion of the repair and medical bills, your renters insurance policy will take care of the rest.
Spend a few nights in a local hotel if you can’t stay home while covered damage is repaired. You’re reimbursed for your stay and any meals.
Car Collector Insurance
Veronica’s Insurance staff can design the right policy for you. No, not all insurance is the same.
California law requires all automobile owners to purchase minimum liability limits to operate vehicles on public roads, but similarities end there.
Veronica’s Insurance experts help you design the coverage you need to protect your car, passengers, and other people sharing the road.
What are the options in designing your automobile insurance?
Liability Automobile insurance pays for physical damage to other cars and injuries, medical payments and liability settlements caused by the car owner’s negligent driving.
The insurance policy covers these costs up to the policy limits plus legal defense fees.
Choosing adequate liability limits is important because when the insurance runs out, your selling your home, investments, and your salary can be partially taken to cure the loss.
Veronica’s Insurance helps determine adequate liability limits for you. Comprehensive and Collision Insurance Newer vehicles cost a lot of money, and can be a significant investment.
Collision insurance protects your investment in your car by paying to either repair or monetarily reimburse you for the car if it is damaged beyond repair in the event of an accident, the vehicle overturning, or even a hit and run event.
Collision covers the loss regardless of who caused the damage. “Comprehensive”, more correctly known as “other than collision” coverage protects against perils which are not excluded in the policy language.
Some examples of covered situations include: hailstorm, falling objects or missiles, floods, collision with animals, theft, fire, vandalism or riot. Glass breakage falls under this coverage.
Uninsured Motorist This protection covers losses due to other people’s negligence who do not have insurance. When an uninsured person causes damage, you must either pay your collision deductible, repair the car at your cost, or file uninsured motorist claim.
This coverage applies to medical bills due to injuries as well. This addition to the policy is as though uninsured drivers were covered under your policy.
Underinsured motorists are covered by extension under this coverage as well.
Condo associations have master policies that cover the property, common areas and physical structure of your building.
However, these master policies do not cover your personal property,your liability to others, and they may not cover improvements or customizations to your unit.
Condo owners also need to purchase a personal condo home owners insurance policy, which is called an HO6 policy.
That’s because the building’s master policy does not protect their personal belongings. Furthermore, it may not offer liability coverage within their homes.
Make sure your personal property is covered
Unit owners should check what’s covered in their building’s master policy.
You can do this by reading your association bylaws or property lease. The master insurance policy should cover the common areas in the building, like the roof, basement, elevator and walkways.
It is a good idea to take an inventory of everything you own. Make a list, or even better use a video camera to videotape the contents of your home.
Short of this walk around with a digital camera and take pictures inside closets, cabinets, drawers, and in all rooms.
Store the videotape, pictures, or inventory list “off site”, so in the event of a total loss you won’t lose the record as well.
The inventory will be necessary because your HO-6 policy must have enough coverage to replace your belongings if they are all lost.
Your condo home owners insurance will also provide liability coverage. That way, you will be covered for accidents in the spaces you own. For example, if someone falls and injures themselves in your home, your policy would provide liability coverage, not the building policy.
how can i contact Veronica’s Insurance Company?
1148 E Holt Ave.
Pomona, CA 91767
5117 Whittier Blvd.
Los Angeles, CA 90022
404 N Grand Ave. Unit D
Santa Ana, CA 92701
2620 Saviers Rd.
Oxnard, CA 93033
Get A Quote: 800-639-4633
Customer Service: 855-313-9000