California Casualty Insurance

California Casualty Insurance

California Casualty Insurance

California Casualty is in the business of providing you with high-quality insurance coverage and service at a competitive price. Since its founding in 1914, California Casualty has been led by four generations of Brown family members. Their dedication to California Casualty’s excellence is woven through the entire fabric of its organization.

Note: California Casualty consists of the California Casualty Group of insurance companies managed by California Casualty Management Company.

what is insurance options in California Casualty Insurance?

Auto Insurance & Motorcycle Insurance

California Casualty offers competitive rates and excellent service to education and public safety association members, credit unions, and select employer groups.

You can save more with a good driving record, good grades and for many other reasons. California Casualty Insurance offers additional benefits for peace officers, firefighters, teachers and nurses. You can pay for your coverage using one of its convenient billing plans.

Home Insurance

California Casualty offers competitive rates and excellent service to education and public safety association members, credit unions, and select employer groups.

You receive discounts for having a home security system, for not smoking, for combining your home & auto policy, and many other reasons. California Casualty Insurance also offers benefits for peace officers, firefighters, teachers and nurses. You can pay for your coverage using one of its convenient billing plans.

Home insurance is underwritten by California Casualty and its partner markets.

Flood Insurance

Only a few inches of water from a flood can leave you with thousands of dollars in overwhelming damages. Homeowners Insurance does not cover damages caused by a flood.

You can protect your home and possessions by purchasing a flood insurance policy. Its representatives at California Casualty can determine what flood zone your property is located in and what coverage options are available.

Renters Insurance

Insuring your personal possessions is critical and your landlord’s policy doesn’t cover you.

California Casualty offers competitive rates and excellent service to education and public safety association members, credit unions, and select employer groups.

You receive discounts for having a home security system, for not smoking, for combining your renters & auto policy, and many other reasons. California Casualty Insurance offers benefits for peace officers, firefighters, teachers and nurses. You can pay for your coverage using one of its convenient billing plans.

Renters insurance is underwritten by California Casualty and its partner markets.

Condo Insurance

Insuring your condo as well as your personal possessions is critical

You receive discounts for having a home security system, for not smoking, for combining your condo & auto policy, and many other reasons. California Casualty Insurance offers benefits for peace officers, firefighters, teachers and nurses. You can pay for your coverage using one of its convenient billing plans.

Condo insurance is underwritten by California Casualty and its partner markets.

Mobile Home Insurance

Insuring your mobile home as well as your personal possessions is critical.

Pet Insurance

Save up to 90% on veterinary bills!

Pets are part of the family too, that’s why pet insurance from Pets Best is available to California Casualty members at a 5%* discount.

What is pet insurance?

Pet insurance helps you pay for expensive veterinary bills, so your pet can receive the recommended care they deserve.

How does pet insurance work?

Pet insurance is a reimbursement policy. You choose a reimbursement percentage up to 90%, and pair it with your desired annual deductible amount to create a plan that works with your budget. Most claims paid in 5 days or less.

What’s covered?

Accident and illness coverage from Pets Best reimburses you for many common procedures and illnesses such as:

X-rays
Lab tests
Surgeries
Cancer
Exams
Prescriptions
Emergency visits
And much more…

Chosen as the exclusive pet insurance for California Casualty customers, Pets Best is a leader in the industry, offering robust plans and exceptional customer service.

Boat & Personal Watercraft Insurance

A recent study shows that 40% of American Boaters are uninsured.  Protect yourself from liability claims and uninsured boaters by purchasing boat insurance today.

California Casualty can offer you Boat and Personal Watercraft Insurance. Before you take your boat or personal watercraft onto the open waters, be sure that you are well-protected.

California Casualty and its partner insurer offer a comprehensive boat program with specialized coverage and competitive prices. California Casualty Insurance offers Boat and Watercraft Insurance to protect you, your boat or personal watercraft, and your guests.

RV Insurance

California Casualty directly or with its partner market has been insuring RVers for nearly 40 years. Take advantage of its comprehensive RV program with specialized coverages and competitive prices.

California Casualty Insurance’s RV program is designed to accommodate almost all recreational vehicles from pop-ups to coaches. California Casualty Insurance covers motor homes up to $120,000 in value and its partner market covers up to $500,000 in value and travel trailers up to $300,000 in value.

Specialized Coverages offered by its partner market

Total Loss Replacement
Emergency Vacation Expense
Disappearing Deductibles
Full Timer’s Package
Replacement Cost Personal Effects
24-Hour Roadside Assistance
Windshield Coverage
Free Pet Injury

Competitive Rates

California Casualty Insurance consistently offers the lowest rates in the industry, without sacrificing service or coverage. And in addition to already low rates, you can take advantage of its numerous discounts. California Casualty Insurance’s partner market also may include:

Original Owner discount
Responsible Driver discount
Transfer discount
Claim Free Renewal discount
Paid-in-Full discount
Prompt Payment discount
Small Claim Forgiveness

Snowmobile Insurance

California Casualty, either directly or through its partner market, offers snowmobile insurance to keep you protected as you glide over the winter snow.

Coverage Protection

Riders choose it for its comprehensive offering of snowmobile insurance coverages, specialized claims service and competitive rates. With its Snowmobile policy, you will receive wide-ranging coverage for you and your sled, such as:

Bodily Injury & Property Damage Liability
Comprehensive & Collision
Uninsured/Underinsured Motorist
Medical Payments
Roadside Assistance
Accessory Coverage

Depending on where you live, accessory coverage may be included at no additional charge when Comprehensive or Collision coverage is purchased. The amount of accessory coverage varies by state. In some states, additional accessory coverage may be purchased up to a total limit of $30,000.

Value

When you insure your snowmobile with it, you may qualify for significant discounts, including a multiple snowmobile discount. Plus, safe riders may receive lower rates, since your driving record helps determine your rate. California Casualty Insurance’s programs also offer the following discounts to snowmobile policyholders:

Safety Course discount
Homeowner discount
Paid-in-full discount
Multi-policy discount

* Discounts not available in all states/situations.

Did you Know?

Speed is a contributing factor to most fatal and life changing medical injuries in snowmobile accidents.  About two-thirds of fatal and severe injuries in snowmobile accidents that involve children are due to striking a stationary object. This is why “Medical Payments” coverage is very important.

Medical Payments coverage pays the cost of necessary medical care you receive as a result of a snowmobile accident and can be used regardless of who is at fault.  MedPay often is limited to medical treatment received within the first three years after an accident and is limited to a specific dollar amount as stated on your policy.  In some states, Medpay only applied after other medical insurance is exhausted.

Earthquake Insurance

Depending on where you live, earthquakes may be a frightening fact of life. California Casualty directly or with its partner market offers earthquake insurance to help prepare for the unexpected.

90% of Americans live in areas considered seismically active. Homeowner, condo, and rental insurance policies do not cover earthquake insurance leaving most Americans in need of additional coverage.

California Casualty offers earthquake insurance either directly or underwritten by GeoVera Insurance Company which is rated A (Excellent) by A.M. Best.

Flood Insurance

Don’t leave yourself vulnerable! California Casualty offers flood insurance in all states through the National Flood Insurance Program.

If your home flooded, would you know who to call, or how to clean up? Could you afford to repair your home and replace your belongings?  Flooding is America’s most common natural disaster, yet many homeowners are unprotected.

Even a small flood could cost you thousands of dollars. As little as two inches of water can cause devastating damage to your home and homeowners insurance won’t cover it.  Flood insurance is the best way to protect you from flood damage. With the right policy, you’ll be reimbursed for all your covered losses in the event of a flood.

Don’t take the chance. Just because your neighborhood hasn’t flooded yet doesn’t mean it won’t this year. Homes in low risk areas account for 25% of all flood claims. And in a high risk area, your chances of flooding during a 30-year mortgage are 1 in 4.

California Casualty Insurance can help you determine the risk to your home and find the right coverage.

Flood Facts:

Homeowners insurance won’t cover it. Only flood insurance covers the kind of damage caused by flooding.

Floods are expensive. Two inches of water could cause over $7,000 in damage. As the water rises, so do your costs.

Government assistance is rare. Only the President can declare a federal disaster and even then the aid offered is typically a loan to be repaid with interest.

Protect your home and its contents now. Most policies need thirty days to take effect. Don’t wait; act now.

Personal Umbrella Insurance

When you need additional liability coverage, consider California Casualty’s Personal Umbrella Insurance underwritten by RLI, rated A+ (Superior) by A.M. Best.  RLI provides coverage of $1, $2, $3, and $5 million in liability limits.

Most people assume that their auto and home insurance will provide all the liability coverage they need. This isn’t always true! Personal liability umbrella insurance gives you an extra layer of insurance protection. This can be critical if someone is injured in an auto accident or in an accident in your home or on your property.

You should consider the value of your home, other significant assets, and the value of any investment portfolios or retirement savings accounts. Once you add the value of all of these items, determine how much liability coverage you have from your home and auto policies. Do your current policies cover your assets? In many cases, the answer is no. If you don’t have adequate coverage, it may be time to consider an umbrella policy.

how can i contact California Casualty Insurance?

1900 Alameda de las Pulgas, 94403
San Mateo, California

Phone: 1.800.800.9410
Fax: 1.888.206.3083

Email: [email protected]
Website: www.calcas.com

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